Life Insurance, San Antonio TX
A Lasting Legacy for Your Loved Ones
Life insurance is a powerful way to ensure your loved ones are cared for after you’re gone. Whether it’s your children, spouse, or any other cherished individual in your life, it’s more than just a policy; it’s a promise that their future will be secure and that they can continue living the life you’ve worked so hard to provide. As a parent, spouse, or friend, you want your family and loved ones to be protected and to remember you for the love, care, and security you provided.
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Why Life Insurance ?
Mortgage Debt
Protecting your family’s home takes more than a good alarm system. For most of us, a home is the most expensive purchase we ever make, and a mortgage is the biggest debt we’ll ever pay. Life insurance proceeds can help your family keep the home you worked hard for.
Children
Food, clothing, vacations, education… there’s no question, raising a child is a huge financial commitment. Life insurance proceeds can help financially support those you leave behind so a personal tragedy doesn’t become a financial one.
Future Income
Who depends on your income today, and in the future? Are you building a nest egg for your spouse? Supporting a loved one with special needs? Applying for life insurance today could help you provide them with financial support when you’re no longer here.
Business
People can be a business’s biggest asset and its biggest expense. Life insurance can help you cover your cover your business against the loss of key employees, help fund the transfer of a business when one owner or partner dies, or help you retain valuable employees as a long-term benefit.
What can Life Insurance provide coverage for?
Term Life
The simplest type of life insurance, and usually the least expensive to start.
- Provides coverage as long as you pay the premiums, typically up to age 90.
- Premiums guaranteed not to change for the first 10 to 30 years of the policy, then increase annually with age.
- Can be especially popular with younger families who need a lot of coverage but aren’t yet earning their peak incomes.
Whole Life
Whole life insurance is designed to last as long as you do.
- Coverage up to 121 years old as long as all required premiums are paid.
- Premiums never increase, from the day your policy is issued to the day premiums are no longer required at age 100.
- Initial premiums are higher than term insurance, with funds accumulating within the policy as cash value.
- Whole life is the most conservative type of permanent life insurance, with guaranteed level premiums, guaranteed cash value accumulation, and a guaranteed death benefit.
Universal Life
Like whole life, universal life insurance offers the potential of life-long coverage, to age 121. But it allows flexibility in the timing and amount of premiums, and allows you to adjust the death benefit amount.
- You choose the amount of premium to pay, within contract limits. That payment goes into a separate account inside the policy, with the cost of the policy deducted from the account each month. Your policy stays in force as long as there’s enough value in the account to cover the deductions.
- You can build more cash value by paying more premium.
- When times are tough, you can reduce or even pause premium payments as long as there’s enough cash value to cover policy costs.
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Our Partners
How do our customers feel about us?
“Marcus is awesome. My husband contacted Marcus to get a quote for auto insurance from JAB Agency Farmers Insurance. He was so quick and efficient getting the quote to us. He was so polite and patient with me explaining the process to me.”
Judy Schaefer
“Aleena provided me over the top service to bundle my insurance with Farmer’s. I am moving to San Antonio. She provided me great protection and value. She handled all concerns in minutes.”
Paula Evans
“Thank you to Marcus and the rest of the JAB staff for helping me with my insurance transition. The process was smooth and easy. I give them 5 stars!! Give them a call.”
Andy De la Garza
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About Us
At JAB Insurance Agency, we proudly serve individuals and families across the state of Texas. Our mission is to provide clear, personalized guidance so you can choose coverage that fits your lifestyle and protects what matters most—whether it’s your vehicle, home, business, or future.
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OFFICE HOURS
Monday 8:30 AM – 5:00 PM
Tuesday 8:30 AM – 5:00 PM
Wednesday 8:30 AM – 5:00 PM
Thursday 8:30 AM – 5:00 PM
Friday 8:30 AM – 5:00 PM
Saturday by appointment only
Sunday CLOSED